Crowdfund your dream, change your life.
0% interest and no fees with a simple, transparent process.
One-on-one coaching on eligibility, story, private fundraising, and launch.
Engage local lenders and partners who want to see you grow.
Meet the minimum eligibility criteria and apply.
Prove your creditworthiness by inviting others to lend to you.
Continue crowdfunding on Kiva’s public platform.
Begin repayment one month after receiving your loan to fulfill your commitment to your supporters.
Know if you qualify, what to bring, and each step from private to public.
Exact loan amount and steps may vary based on your situation
Exact loan amount and steps may vary based on your situation
Make sure your business name and address match across all documents.
Book a meeting with our Hub Director, Claudia Scott, to align goals, funding needs, and your Kiva plan.
Submit your profile, story, photo, and documents. Kiva reviews for eligibility and readiness.
Invite 5–30 people to lend $25+ each to validate your campaign.
Your loan goes live on Kiva for global funding.
0% interest; repayments usually start ~1 month after disbursement, on a set schedule.
Timing depends on your readiness and campaign momentum
Exact loan amount and steps may vary based on your situation
Make sure your business name and address match across all documents.
Book a meeting with our Hub Director, Claudia Scott, to align goals, funding needs, and your Kiva plan.
Submit your profile, story, photo, and documents. Kiva reviews for eligibility and readiness.
Invite 5–30 people to lend $25+ each to validate your campaign.
Your loan goes live on Kiva for global funding.
0% interest; repayments usually start ~1 month after disbursement, on a set schedule.
Timing depends on your readiness and campaign momentum
If you’re located in Benton or Washington County, every $25 you raise is matched by the Walton Family Foundation, helping you reach your goal faster.
Start your application or meet with our team to ask questions and plan your next step.
Answers about 0% interest microloans, how lending works, timelines, eligibility, and bilingual support in NWA.
No. Kiva funds cannot be used for debt repayment or equity purchases.
Yes. For example, Kiva does not fund drug businesses.
Typically 10–15 business days after submitting your application.
Usually 5–30 lenders giving $25+ each within two weeks.
Bank statement, Articles/DBA, Operating Agreement/Bylaws, EIN (if applicable), and business license or state tax permit.
A horizontal photo of you at work; a 3-paragraph story (who you are, how you started, how you’ll use the loan).
Tell us about your business and funding needs. We’ll follow up within 1 business day. Bilingual support (EN/ES).
